Terms of Use — Afflint Advisors

Introduction

When you use our website you enter into a series of legally binding agreements.

You also agree to our privacy policy which covers how we collect, use, share, and store your personal information.

Website

When you access our Website at afflint.com as a User, you're agreeing to be bound by our Terms of Use, and, if you've elected to become a Client, our Client Agreement. Please therefore take the time to read the following binding Terms of Use below.

User and Client

For the purpose of this agreement, a User is an individual who uses our website to evaluate our service, or for educational purposes and a Client is a person who signs our Client Agreement that entitles the Client to have her or his investment portfolio managed by Afflint Advisors. This Agreement, as well as the Privacy Policy, applies to both Users and Clients.

If you elect to become a Client, you will be subject to these Terms of Use, our Client Agreement, our Privacy Policy and any additional terms to which you agree when you create and fund an investment account.

Eligibility

This Website is intended solely for individuals who are 18 or older. Any access to or use of the Website by anyone under 18 is unauthorized, unlicensed, and in violation of these Terms of Use. By accessing or using this Website, you represent and warrant that you are 18 or older.

For a User who is not a Client

You understand and acknowledge that the investment results you could obtain from investment information and financial insights provided by this Website cannot be guaranteed and that Afflint Advisors cannot be held responsible. All investments entail a risk of loss and you may lose money. Investment management services may be offered to individuals who become clients, at the sole discretion of Afflint Advisors. Your election to engage our investment management services are subject to your explicit enrollment and acceptance of the separate Client Agreement and related fee schedule.

You agree and understand that your use of the Website is for educational purposes only and is not intended to provide legal, tax or financial planning advice. You agree as a User that you are responsible for your own investment research and investment decisions, that the Website is only one of many tools you may use as part of a comprehensive investment education process, that you should not and will not rely on the Website as the primary basis of your investment decisions and, except as otherwise provided for herein, Afflint Advisors will not be liable for decisions/actions you take or authorize third parties to take on your behalf based on the information you see or receive as a User of this Website.

Disclaimer Warranties

Your use of this Website, and the personal information you provide is at your sole discretion and risk. This Website and all materials, information, products and services included therein, are provided on an AS IS and AS AVAILABLE basis without warranties of any kind from Afflint Advisors.

AFFLINT ADVISORS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, RELATING TO THIS WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COURSE OF DEALING OR COURSE OF PERFORMANCE. AFFLINT ADVISORS DISCLAIMS ANY WARRANTIES, EXPRESS OR IMPLIED:

REGARDING THE AVAILABILITY, SECURITY, ACCURACY, RELIABILITY, TIMELINESS AND PERFORMANCE OF THIS WEBSITE, CONTENT AND/OR USER INFORMATION;
THAT THIS WEBSITE WILL BE ERROR-FREE OR THAT ANY ERRORS WILL BE CORRECTED;
THAT THIS WEBSITE WILL BE FREE FROM ELECTRONIC VIRUSES; OR
REGARDING THE PERFORMANCE OF OR ACCURACY, QUALITY, CURRENCY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION PROVIDED BY AFFLINT ADVISORS ON ITS WEBSITE INCLUDING BUT NOT LIMITED TO INFORMATION OBTAINED THROUGH SOCIAL MEDIA.

No advice or information, whether oral or written, obtained by you from this Website, shall create any warranty not expressly stated in this Agreement. If you choose to rely on such information, you do so solely at your own risk.

Some states or jurisdictions do not allow the exclusion of certain warranties. Accordingly, some of the above exclusions may not apply to you.

Limitation of Liability

IN NO EVENT SHALL AFFLINT ADVISORS OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THIS WEBSITE, CONTENT AND/OR USER INFORMATION, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH THIS WEBSITE OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT AFFLINT ADVISORS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL AFFLINT ADVISORS'S CUMULATIVE LIABILITY TO YOU EXCEED U.S. $100.

Advice may differ

You understand and agree that we act as an investment advisor for Clients and will continue to do so. We and our personnel may make recommendations and take action for Clients that may differ from the recommendations we give to you or the action we take on your behalf.

In addition, our personnel may take actions for their own accounts based on their own investment situations that differ from the recommendations we give you or actions we take on your behalf.

Feedback

Your feedback is welcome and encouraged. You agree, however, that (i) by submitting ideas to Afflint Advisors or any of its employees or representatives, by any medium, including but not limited to email, written, or oral communication, you automatically forfeit your right to any intellectual property rights in such ideas; and (ii) such ideas automatically become the property of Afflint Advisors. You hereby assign and agree to assign all rights, title, and interest you have in such feedback and ideas to Afflint Advisors together with all intellectual property rights therein. In addition, you warrant that all moral rights in any feedback have been waived, and you do hereby waive any such moral rights.